Welcome To Farm And Community Mortgage

At Farm And Community Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Farm and Community Mortgage BBB Business Review
Neil S. Gavande, CFP®
NMLS #1410248
(650) 709-7067

As a leading mortgage broker with over 20 years of experience, I am committed to excellence in every facet of my work. My profound comprehension of the mortgage market and diverse loan options, coupled with outstanding communication skills, guarantees seamless and transparent discussions throughout the mortgage process. I blend my expertise with unwavering professionalism and integrity to consistently achieve remarkable outcomes, empowering clients to confidently secure their dream homes.